Home & Contents Insurance
“Residential property worth up to $63 billion is at risk (from climate change) – and we believe this is likely to be an underestimate.
The Climate Institute, 2016
What is Home & Contents Insurance?
Home insurance can protect you from financial risk if your home is damaged or destroyed and can also cover your home’s contents if they are damaged, lost or stolen. You can take out cover for specific listed events only or for wider accidental damage cover, depending on your needs.
Who Should Consider Insurance?
If your home and its contents were damaged or destroyed in a natural disaster or accident, or all your valuables were stolen, could you afford to replace them? If not, Steadfast home insurance can help. Home & contents insurance can even protect you against legal liability if someone is injured or killed on your property.
What Can It Cover?
New Wave insurance can provide you with extensive protection if your home suffers loss or damage – with a number of additional benefits included automatically. You have a choice of options, with different levels of cover and inclusions available. The exact cover you can receive depends on the policy that you take out.
What Usually Isn't Covered?
Each policy is different, but generally you won’t be covered: If your home is unoccupied for more than 100 continuous days (90 days for the listed event and base listed event wordings).
For rust, corrosion, gradual deterioration, depreciation or wear and tear.
For damage caused by rats, mice or insects. There are other exclusions which your Steadfast insurance broker can outline for you. In addition, there.